The more you save from tax the more you have working towards your financial goals.  We believe our proactive planning approach to tax sets us apart from other tax professionals.  Combining financial and investment planning with tax planning allows us to take fuller advantage of tax-reduction strategies that help our clients lower, defer or eliminate tax liability. Our goal is to find ways to minimize our clients' tax burden.  One of the techniques that we often use when performing tax planning for our clients is income splitting between family or business entities or income shifting between tax years in order to allocate more income when or where tax brackets are lower.  Another strategy is the use of investment vehicles with tax advantages such as tax deferral, tax deductibility and tax exemption to enhance after-tax net investment returns. Our firm provides a range of federal, state and local tax services, including: Individual Tax Return Preparation and Planning Business Tax Return Preparation and Planning Trust, Gift and Estate Tax Return Preparation Tax compliance advice We encourage you to contact us today to learn more about how our tax services, together with our financial planning and investment management services, can help you minimize your taxes.              © 2005 Chang & Associates Tax and Financial Professionals.  All rights reserved.